CalPERS open enrollment begins Monday, Sept. 16. To view premium rates for all State-Sponsored Retiree Dental and Vision plans for 2025, please see the table below.
Click here for a detailed summary of all 2025 State-Sponsored Dental and Vision premiums. Page 2 of the attachment includes Retiree plan information—including a comparison to this year's rates.
All changes made during open enrollment take effect Jan. 1, 2025.
Dental Plan
|
Category
|
Party Code
|
Retiree Share
|
2025 Monthly
Premium
|
DeltaCare USA
|
Prepaid
|
1 (Retiree Only)
|
$0.00 |
$19.44
|
DeltaCare USA
|
Prepaid
|
2 (Retiree +1)
|
$0.00 |
$31.90
|
DeltaCare USA
|
Prepaid
|
3 (Retiree + Family)
|
$0.00 |
$44.13
|
Premier Access
|
Prepaid
|
1 (Retiree Only)
|
$0.00 |
$14.21
|
Premier Access
|
Prepaid
|
2 (Retiree +1)
|
$0.00 |
$23.02
|
Premier Access
|
Prepaid
|
3 (Retiree + Family)
|
$0.00 |
$32.24
|
MetLife Enhanced
|
Prepaid
|
1 (Retiree Only)
|
$0.00 |
$16.06
|
MetLife Enhanced
|
Prepaid
|
2 (Retiree +1)
|
$0.00 |
$27.18
|
MetLife Enhanced
|
Prepaid
|
3 (Retiree + Family)
|
$0.00 |
$33.48
|
Western Dental
|
Prepaid
|
1 (Retiree Only)
|
$0.00 |
$15.77
|
Western Dental
|
Prepaid
|
2 (Retiree +1)
|
$0.00 |
$26.02
|
Western Dental
|
Prepaid
|
3 (Retiree +Family)
|
$0.00 |
$36.91
|
Delta Dental PPO Plus Premier Basic
|
Indemnity/PPO
|
1 (Retiree Only)
|
$12.33 |
$49.31
|
Delta Dental PPO Plus Premier Basic
|
Indemnity/PPO |
2 (Retiree +1)
|
$21.52 |
$86.10
|
Delta Dental PPO Plus Premier Basic
|
Indemnity/PPO |
3 (Retiree + Family)
|
$31.11 |
$124.44
|
Delta Dental Preferred PPO
|
Indemnity/PPO |
1 (Retiree Only)
|
$11.26 |
$45.06
|
Delta Dental Preferred PPO
|
Indemnity/PPO
|
2 (Retiree +1)
|
$21.90 |
$87.61
|
Delta Dental Preferred PPO
|
Indemnity/PPO
|
3 (Retiree + Family)
|
$32.95 |
$131.82
|
Vision Plan
|
Category
|
Party Code
|
Retiree Share
|
2025 Monthly
Premium
|
Vision Service Plan (VSP) |
Basic |
1 (Retiree Only) |
$5.82 |
$5.82 |
Vision Service Plan (VSP) |
Basic |
2 (Retiree +1) |
$11.18 |
$11.18 |
Vision Service Plan (VSP) |
Basic |
3 (Retiree + Family) |
$12.03 |
$12.03 |
Vision Service Plan (VSP) |
Premier |
1 (Retiree Only) |
$15.55 |
$15.55 |
Vision Service Plan (VSP) |
Premier |
2 (Retiree +1) |
$30.66 |
$30.66 |
Vision Service Plan (VSP) |
Premier |
3 (Retiree + Family) |
$33.34 |
$33.34 |